How do I pay with a credit card?

In addition to ACH and wire payments, StartEngine now accepts both debit and credit cards as a form of payment for eligible offerings. It’s at the discretion of each company as to whether or not it will accept credit cards. 

You can always find out if a company accepts credit card payments by simply

  1. Clicking “Invest” on a campaign.
  2. Clicking “Payment Method” and seeing if “Credit Card” is available.


Here are some important things to know about investing with a credit or debit card on StartEngine:


    1. Your card won’t be charged immediately.

      Cards are charged when the company in which you’re investing decides to withdraw funds—not at the time you submit your investment. Companies can disburse funds during their campaigns, as well as at their campaigns’ conclusions. Therefore, your card might be charged a few days after you invest, or perhaps months after you invest. It all depends on when the company chooses to withdraw funds.

      As is true with all payment methods, investments made by credit card are only charged if a company reaches its minimum funding goal.

    2. StartEngine will notify you when your credit card payment has been processed.

      We’ll email you an update. That way, you don’t have to continually look at your credit card statement to see if it went through.

    3. The name that will appear on your billing statement will read "STE*" followed by the first 15 characters of the Company's name

      For example: "STE*COMPANYNAMEINC"

    4. There are NO ADDITIONAL TRANSACTION FEES on investments.

      The amount that you invest will be the amount that will appear on your credit or debit card.

    5. You will have up until 48 hours prior to a company’s disbursement of funds to cancel your investment.

      The company will notify you if it intends to withdraw some of the funds it has raised or if it plans to end the campaign altogether. You will have 48 hours from that notification to cancel an investment. Once funds have been withdrawn and your card has been charged you cannot cancel your investment.

    6. You can invest up to $2,000 per investment on a credit card.

      $2,000 is the cap for all investments on a credit card. If you would like to invest more than $2,000 in one transaction, select “ACH Transfer” or “Wire Transfer” as your payment method.

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