How much can I invest?

With Regulation A+, a non-accredited investor can only invest a maximum of 10% of their annual income or 10% of their net worth per year, whichever is greater. There are no restrictions for accredited investors.

With Regulation Crowdfunding, non-accredited investors with an annual income or net worth less than $107,000, are limited to invest a maximum of 5%. For those with an annual income or net worth greater than $107,000, he/she is limited to investing 10% of the lesser of the two amounts.

How do I know if I am an accredited or non-accredited investor?

An accredited investor is a person who has a net worth of at least $1 million or earns at least $200,000 in income each year - $300,000 if combined with a spouse. A non-accredited investor is everyone else! 

How do I calculate my net worth?

Calculating net worth involves adding up all your assets and subtracting all your liabilities.  The resulting sum is your net worth. For more information, please refer to this SEC investor bulletin.

https://www.sec.gov/oiea/investor-alerts-bulletins/ib_crowdfunding-.html

Can I invest if I am under the age of 18?

An investor under 18 cannot invest themselves, however, a parent could invest in his/her name by setting up a UTMA or trust. 

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