How much can I invest?
With Regulation A+, a non-accredited investor can only invest a maximum of 10% of their annual income or 10% of their net worth per year, whichever is greater. There are no restrictions for accredited investors.
With Regulation Crowdfunding, non-accredited investors with an annual income or net worth less than $107,000, are limited to invest a maximum of 5%. For those with an annual income or net worth greater than $107,000, he/she is limited to investing 10% of the lesser of the two amounts.
How do I know if I am an accredited or non-accredited investor?
An accredited investor is a person who has a net worth of at least $1 million or earns at least $200,000 in income each year - $300,000 if combined with a spouse. A non-accredited investor is everyone else!
Can I invest if I am under the age of 18?
An investor under 18 cannot invest themselves, however, a parent could invest in his/her name by setting up a UTMA or trust.